Gabe Roeloffs

Gabe Roeloffs

I’m the co-founder and CEO of ZeroSettle, a Y Combinator Winter 2026 company. Before that, I spent four years working on operating systems at Apple.

ZeroSettle

ZeroSettle is an iMessage API for businesses and AI agents. Pro costs $49/month for one dedicated iMessage line on Apple hardware we manage.

You can send iMessages with a REST API, receive replies through signed webhooks, or connect an AI agent through MCP (Model Context Protocol). Teams use ZeroSettle for customer support, retention offers to opted-in users, and sign-in by text.

Pro is self-serve. Growth is invite-only for teams that need multiple lines. Enterprise has custom pricing for higher volume and compliance needs.

Background

At Apple, I shipped code that runs on 2 billion Apple devices. I led engineering for Game Mode and worked on the Home Screen and a new iPad Pro. I also helped build the iOS 16 feature that lets riders add and reload Wallet transit cards in Maps, shown in the WWDC22 keynote.

I interned at Tesla, working on its app and infotainment software, and at Microsoft, working on Intune. I studied computer science at Cal Poly San Luis Obispo.

Read my résumé